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About Dave Hughes

My name is Dave Hughes. My goal is to help you envision, plan for, and ultimately enjoy the best retirement possible.

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For many baby boomers, being retired doesn’t necessarily mean never working again. A growing number of retirees are choosing to start their own business.

According to the Ewing Marion Kauffman Foundation, a leading researcher on entrepreneurship, more businesses are started by people ages 55 to 64 than by those under 25.

While it is often difficult for older job applicants to get hired, you are much less likely to be hindered by age or gender discrimination when you are your own boss.

The business you start after you retire can be anything from a small enterprise that will bring in some extra spending money to a full-time company. Three types of businesses that are popular these days include service providers, web-based companies, and consulting services.

...continue reading "How to Succeed as an Entrepreneur After You Retire"

Your retirement should be a time of fun, relaxation, and fulfillment. It is best enjoyed by living in the present. Still, there will be times when you will find yourself recalling memories from throughout your life and reflecting upon the life you have lived. During these times of recollection and reflection, why not take some time to write down or record your memories?

You may feel that you have lived an average, unremarkable life that no one else will have much interest in. While you may not have discovered a cure for cancer or solved world hunger, you have had more of an impact on other people’s lives than you can imagine. You probably don’t realize how much the things you have said and done and the times you have spent together mean to your loved ones. They will mean even more to them after you’re gone.

...continue reading "Why You Should Write Your Life Story"

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Most people anticipate a retirement filled with travel, fulfilling leisure activities and fun times with friends. But for some retirees, especially those who are older and less able to participate in an active lifestyle, retirement can become a time of isolation and loneliness. Fortunately, a growing body research suggests that owning a pet can be a delightful solution to many of these issues.

There are at least five benefits to owning a pet.

...continue reading "5 Ways Pets Can Add Love to Your Retirement"

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One of the greatest benefits that retirement provides is the opportunity to choose where you want to live. You no longer need to be concerned about living close to where you work. Instead, you can choose to live in a place that offers the climate and surroundings that will enable you to enjoy your retirement to its fullest.

Many of the criteria you will use to select your ideal retirement location are obvious, such as the cost of living, taxes, safety and climate. However, there are many other important criteria to consider that might be less apparent.

Here are ten important qualities you should evaluate when you are looking at potential retirement destinations.

...continue reading "10 Essential Considerations for Deciding Where to Retire"

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I am honored and humbled (and thrilled!) to be named to Next Avenue's annual list of 50 Top Influencers in Aging.

I have great respect and admiration for Next Avenue. In just five years, they have become one of the top sources for retirement-related information in the world. I read their articles regularly.

Next Avenue, public media’s first and only digital publication dedicated to covering issues for older Americans, has named its 2017 Influencers in Aging. The list recognizes 50 advocates, researchers, thought leaders, innovators, writers and experts at the forefront of changing how we age and think about aging.

...continue reading "Dave is named one of Next Avenue’s 2017 Top 50 Influencers in Aging"

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You probably know some people who have Type A personalities. They are driven, goal-oriented,  rigid, competitive, and edgy. They thrive on being over-committed and they like to take charge. They’re perfectionists who have low tolerance for incompetence. Type A people thrive in a fast-paced, demanding work environment.

While these qualities may be desirable for career advancement, people with Type A personalities are twice as likely to suffer from stress-related illnesses and heart attacks as their more relaxed counterparts.

Perhaps this describes you.

If you have a Type A personality, transitioning to retirement may be especially difficult. After you retire, you will no longer have an impressive job title or management responsibilities. Job status will no longer matter. You will be on the same level as any other retiree. You are more likely to feel lost or adrift due to a lack of purpose, structure, and responsibility.

Here are ten ways that people with Type A personalities can adapt in order to enjoy a happy retirement.

...continue reading "How to Successfully Retire if You Have a Type A Personality"

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Regardless of whether you’ve been single for most of your life or you’re newly single following a divorce or the death of your spouse, there’s no need to give up on your dreams of traveling after you retire.

The hardest step will probably be to convince yourself to go. Once you do, you will discover that traveling solo is one of the most rewarding experiences you can have in your lifetime.

...continue reading "How to Enjoy the Adventure of Traveling Solo"

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When you retire, a wide array of new possibilities becomes available to you. You have the opportunity to create a life that’s determined by your interests, desires and priorities, unencumbered by the constraint of having to earn a living.

Yet many people don’t take advantage of the possibilities that retirement offers. They just continue with their daily routine, minus the job.

Here are nine suggestions for how to get the most out of your retirement years. Most of them cost little or no money; they just require some effort, new habits and positive attitude adjustment.

...continue reading "9 Ways to Maximize Your Retirement"

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Retirement is not one-size-fits-all. There are many ways to envision how you’ll spend your retirement years.

Identifying your retirement personality type can help you gain clarity about what you want your retirement to be like on a day-to-day basis. You might see yourself in more than one of these categories, and the categories you fit into may change as your retirement progresses.

If you are coupled, it’s important to compare your retirement personality type with that of your partner in order to ensure that you both have compatible visions for how you want to enjoy your retirement. If your personality types differ significantly, you will need to make some adjustments and compromises.

Your retirement personality type will influence many of the factors that go into planning your retirement, such as how much money you’ll need and where you’ll live.

Which one or ones describe you?

...continue reading "What’s Your Retirement Personality Type?"

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When you retire from work, you retire from pressure, stress, deadlines, performance reviews, boring meetings, and that annoying guy down the aisle who spends all day making personal phone calls that everyone can hear.

But you will also leave behind something that is more important than you may realize: human contact. While most of your colleagues probably aren’t close personal friends, just being around people provides a certain level of socialization that you will miss once you retire.

A recent study by the University of California at San Francisco revealed that 43% of the people they surveyed who were over 60 years old reported feeling lonely on a regular basis. Two-thirds of the adults who said they were lonely live with a spouse or other partner, which indicates that you shouldn’t rely upon your spouse to be your sole source of companionship.

While you work, social contact happens easily and automatically. After you retire, you can still find plenty of ways to stay socially engaged, but it requires a little more initiative on your part.

Here are seven ways to stay socially active and prevent loneliness after you retire.

...continue reading "7 Ways to Prevent Loneliness After You Retire"