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60 can be the new 40 if you remain active, positive, and focused on today.
60 can be the new 40 if you remain active, positive, and focused on today.

While you have some control over the physical aging process with a healthy diet and moderate exercise, the fact that your body ages as you get older is inevitable. However, you have much greater control over your attitude towards aging. Here are ten steps you can take to cultivate a positive, youthful attitude at any age.

...continue reading "10 Ways to Stay Young-at-Heart after You Retire"

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Shouldn’t your retirement be exciting, liberating, and stress-free?

You have probably been anticipating your retirement for many years. Perhaps you’ve entertained some general ideas about what your retirement will look like, but you’re not sure what your day-to-day life will be like once the big day comes to pass.

Despite your years of anticipation, you may be surprised by what it’s really like to wake up and have no job to go to. You will find that your life will suddenly be different in more ways than you might ever have anticipated.

...continue reading "What Will Your First Year of Retirement Be Like?"

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Will You Be Happy After You Retire
One key to happiness in retirement is to cultivate a network of people you enjoy.

At first, this may seem like a rhetorical question. After all, you won’t have to work anymore! You will no longer have to deal with pressure, deadlines, performance reviews, demanding customers, or annoying co-workers. You can shut off the alarm clock and get up when you want. And best of all, no more boss! (Well, except maybe your spouse.) Why wouldn’t you be happy after you retire?

As it turns out, enjoying a happy retirement does not automatically happen when you kiss the old job goodbye. Not surprisingly, it takes more than simply saving enough money.

While what makes you happy is as individual as you are, these five tips will enable you to make good lifestyle choices and approach retirement with the right frame of mind to truly be happy after you retire.

...continue reading "Will You Be Happy After You Retire?"

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https://www.flickr.com/photos/christman26/3641403772

It’s not news to anyone that the people in the Baby Boomer generation, currently aged 52 to 70, are leaving the workforce and entering their retirement years in larger numbers than ever before. An estimated 10,000 people turn 65 in the United States every day.

Among my circle of friends and former co-workers, I am seeing a dramatic increase in the number of people entering retirement. Many have been tempted by enticing early retirement incentives; some have been given the message that they really should take them. It’s as if they are being told, “Here, let me help you pack up your office. I’ll hold the door open for you!”

If you find yourself retired a little sooner than you had planned, you may not be quite as prepared, in both practical and emotion ways, as you would have been if you had retired on your own timetable.

If you are among the “suddenly retired,” or if you have recently retired by choice but somehow the big day crept up on you a lot faster than you expected, this article will help you with your transition.

You have probably been anticipating your retirement for many years. Perhaps you’ve entertained some general ideas about what your retirement will look like.

Despite your years of anticipation, you may still be surprised by what it’s really like to wake up and have no job to go to. You will probably find that your life will suddenly be different in more ways than you might ever have anticipated.

...continue reading "Congratulations! You’re retired! … Now What?"

Vernelle

Are you single?

Have you considered what may happen if your spouse passes away before you?

One of the greatest fears that most of us harbor is the fear of dying alone or spending your final years lonely, bored, and confined in a retirement home.

With proper planning, it doesn’t have to be this way.

As with adult life in general, most information you read about planning for and living during your retirement is heavily couple-centric. Single retirees have a few unique concerns that often aren’t comprehended or addressed by websites, books, senior living communities, and other information sources.

If you’re married (or otherwise partnered), don’t click away!

Consider that, unless you and your spouse pass away at the same time, one of you will experience being single at some point. Later in this article, I will suggest several things you can consider now that will make life easier for the surviving spouse when that time comes.

...continue reading "How to Survive and Thrive as a Single Person in Retirement"

Man with White Dog

As 2015 draws to a close and I look forward to 2016, I’m planning to make some fairly significant changes in my life.

Many of these changes aren’t typical “new year’s resolution” changes, like resolving to lose 20 pounds or become better organized. They are more oriented towards shifting various aspects of my life to better align with how I envision my renaissance, or my ultimate retirement lifestyle.

You probably have, or will, go through similar lifestyle adjustments at some point, either as an intentional effort or as a response to changing circumstances or priorities.

Creating a satisfying retirement lifestyle that fulfills your needs and desires involves not just the activities you add into your life, it also involves letting go of things that no longer serve you well.

In my last article, I wrote about letting go of responsibilities and obligations that no longer benefit you. Next week, I will write about letting go of possessions you no longer need. In this article, I am going to write about letting go of some people, while enriching your connection with others.

Letting go of people?

That may sound cold-hearted and rash, but I’m not talking about severing ties and cutting off communication entirely. (Although in the case of a few toxic people, that might be a good idea.) I’m talking about adjusting your focus and priorities. Allow me to explain.

...continue reading "How Social Media Could Make Us Lonelier Seniors – and What You Can Do"

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What are you willing to let go of?
In many of the other articles on this website, I write a lot about all the possibilities for what you can do with your life once you no longer have to work (or at least, work full-time).

You can spend more time doing things you’re passionate about, such as writing, playing music, creating art, or volunteering.

You can travel more, without being limited to a finite number of vacation days a year.

You can allow more time for physical activities, such as hiking, biking, or playing golf.

You can spend more time for taking courses, reading, or enjoying cultural events.

I often suggest that you should strive for a balance of physical activities, mental stimulation, socialization, and fulfillment.

All of these are things you can add into your life.

After almost two years of being retired, I often seem to be busier than I was while I was working. (I’m usually not, but it seems that way.) I still don’t have enough time to do all the things I envisioned doing.

While my life is rich with fun, rewarding activities, most of which I enjoy, part of me also wishes my life was simpler. Not boring – just simpler. I still find that some of my time is either being wasted or is being taken up with things that don’t really bring me joy. Finding ways to eliminate the “noise” and the needless complications should make for a much more satisfying life.

I am starting to realize that the key to living a happy, fulfilling retirement is not just about what you add into your life, it’s also about what you let go of.

...continue reading "To Enjoy a Happy Retirement, What Are You Willing to Let Go Of?"

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Hand writing on pad

“Where do you see yourself in five or ten years?”

You’ve probably heard this question many times during job interviews throughout your career – especially from interviewers who weren’t very skillful at conducting job interviews.

One of the biggest problems with this question is that you have no way of knowing what opportunities may be available in five or ten years.  At the rate technology is advancing, opportunities will exist in ten years that you have no way of envisioning today.

Still, it was better to have a career plan and remain adaptable and open to new possibilities than to have no plan at all and drift aimlessly through your work years.

You had a career plan.  Now, you need a retirement plan!

The question of where you see yourself in five or ten years becomes more relevant when you’re considering how you’re going to live your life after you retire.

...continue reading "4 Questions You Need to Answer to Enjoy a Rewarding Retirement"

To Achieve Your Ideal Retirement

It’s easy to imagine an ideal retirement lifestyle, filled with stress-free days in which you are engaging in all those self-fulfilling pursuits you’ve always dreamed of but never had time for.  You probably have a nice list of things you would like to do and places you want to go after you retire.  Maybe you have an actual “bucket list.”

But how many of those things on your list will you actually do?

Chances are, not very many.

Why?

Because many of those items on your list require you to do something differently than you have been accustomed to for most of your life.  They may require you to change your habits or change the way you live.  Some of them require a lot of planning.  Some require you to leave your comfort zone.

The truth is, you are a creature of habit.  A lot of those habits have been engrained in you for most of your life.

What will it take to get you started on the path towards the ideal retirement you envision?

...continue reading "To Achieve Your Ideal Retirement, Are You Willing to Change?"

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An Amazing Simple Secret

Would you like to slow down your rate of physical decline by as much as 62%?

Want to be able to reduce or delay the risk of cognitive decline?

The answer is not some new miracle drug.  I’m not even talking about exercising regularly and eating responsibility – although those habits are certainly important and you should do them too.

We all dream of a retirement in which we enjoy a free and easy life for many years.  We envision a retirement in which we’ll be active, see and do fun things, and enjoy it all with good friends and family.  We acknowledge that we’ll get older and slow down a little, but life will still be good.

But for a surprising number of seniors, their life is not that way at all.

What I’m going to share with you today is a quality decision you can make for yourself that will dramatically improve the quality of your life.  It’s a simple behavior change.

...continue reading "An Amazingly Simple Secret to Greater Happiness, Health and Longevity"