Category: Planning

How Can You Decide If It’s the Right Time to Retire?

Years ago, knowing when to retire was easy.  Back then, you probably would have taken it for granted that you would retire when you turned 65.  Or, if you worked for the same employer your entire career (which was much more common in decades past) you would retire when you had worked enough years to…
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7 Things You Shouldn’t Put Off Until You Retire

How many things are you putting off until you retire? Sure, your life is busy. There never seems to be enough time to do the things you really want to do. It’s easy to think, “When I’m retired, I’ll have all the time I want for <insert activity here>.” To an extent, you’re right. You…
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The Best of Both Worlds: The Pros and Cons of the Snowbird Lifestyle

It’s December in Phoenix. Our daily high temperatures reach into the upper 70s, and our nighttime lows are in the lower 50s. The days shift between sunny and partly cloudy; it rains only occasionally. The freeway traffic is heavier, the restaurants are more crowded, and the grocery check-out lines are longer. Why? The snowbirds are here! Snowbirds are people…
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The Simple Secret to Retiring Early – And What’s Stopping You from Doing It

Do you dream of retiring early? If you can make just a few small changes in your day-to-day life, you can. Are you concerned that you won’t have enough money saved to retire at all, or that you won’t be able to enjoy the kind of retirement you would like? If you can make just…
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4 Essential Ingredients of a Balanced Life

Do you sometimes find yourself imagining how you’ll fill your days once you no longer have to work? During those times when you seem so busy there never seems to be time to do what you want, do you say to yourself, “When I retire, I’ll have lots of time to do this!” On the…
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8 Conversations Every Couple Needs to Have

Hopefully, you have at least a general idea of how you hope your life will unfold in the years to come.  You probably have some ideas (whether vague or specific) about where you’d really like to live, where you hope to travel, when you hope to retire, and an assortment of dreams and “bucket list”…
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The Single Most Important Thing You Can Do For Your Future

Back in January, 1980, when I started my first job out of college, I was pretty naïve. I had no idea how to advance my career, navigate office politics, or even dress well. I can laugh now at how clueless I was back then and marvel that somehow things worked out and I enjoyed a…
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The Retirement Party

Prior to December, 2013, I can’t recall that I have ever attended a retirement party held in the workplace. In fact, the only retirement party I can recall was a party for the father of one of my college buddies that took place soon after I graduated, and that one took place in their home.…
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“How Much Money Do I Need to Retire?”

This question is usually first and foremost on people’s minds when they contemplate when they can retire and what sort of lifestyle they will be able to enjoy in retirement.  And it’s an important question – but one that’s not simple to answer.  Most important, there are a lot of other questions you need to ask…
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