We talk about why I started Retire Fabulously!, my philosophy of approaching retirement as your own personal renaissance, a few of the special concerns that LGBT baby boomers face regarding retirement, and much more.
Among the most popular features of retirement websites are the articles and lists of top places to retire, domestically and internationally, which tempt you with new possibilities for exciting, exotic, yet affordable places you can live after you retire.
While it’s fun to imagine what living in those places would be like, most people don’t actually follow through. According to an AARP study on aging in place, nearly 90% of people over 65 want to stay in their home for as long as possible, and 80% believe that their current residence is where they will always live.
Just as there are good reasons to move after you retire, there are several compelling reasons to stay right where you are. You may love your current home and have a strong emotion connection to it. Perhaps you want to remain close to your network of family, friends, and support systems rather than start over with making new friends, learning a new area, and finding new doctors and other service providers. If you are planning to start a business, you will need the network you have built up over many years. Sometimes moving is not financially feasible. Or perhaps it boils down to inertia and it’s easiest just to stay put.
If you want to remain in your current home for the rest of your life, here are several considerations that will help you decide whether this is the best choice for you.
Volunteer vacations have grown in popularity over the past several decades. Today there are hundreds of opportunities to travel to nations around the globe and spend a week or two volunteering for a wide variety of good causes. While some volunteer vacations are designed for young people and families, there are many that are well-suited for retirees.
There are several benefits to a volunteer vacation. There is the rewarding feeling that comes from helping the environment, animals, or people who are less fortunate. Volunteer vacations offer you the opportunity to experience a local culture in a more authentic way than you possibly could by staying at a luxury resort and only seeing famous tourist landmarks. The organizations that offer these vacations handle the planning and logistics, so there are fewer arrangements to be made by you. And since you will travel and work in a small supervised group, you will meet and work with like-minded people in a safe environment.
But all volunteer vacations are not created equally. Here are eight essential tips that will help you select and prepare for a successful volunteer vacation.
In mid-January, I flew from Tampa to Havana on a trip that would introduce me to a country that has been off limits for me (and most Americans) for over 55 years. I participated in a one-week service program in Cuba with Global Volunteers, a non-profit, non-government organization (NGO) based in Minneapolis.
Along with 19 other volunteers ages 30-78, I spent a week on various work projects that included painting a fence at our base (the Cuba Council of Churches), spending time with seniors at a senior care center and working with students on English in an evening program. Another team did crocheting with a women's group for part of the day.
Every afternoon we had a few hours of free time. In the evening we all met for dinner at various locations suggested by our excellent team leader, Stephanie. The trip was a combination of helping our host community and a wonderful cultural learning experience for a group of Americans, most of whom had never been to Cuba.
Many people look forward to retirement. They expect to catch up on all their projects, get completely organized and do some traveling. A few months or a year later, they may be looking around for new things to do because they're getting bored in retirement. Aside from the tediousness of boredom, being retired can also be a risk factor for depression.
Here are 7 ways you can prevent boredom in retirement.
Hopefully, by the time you retire you will have saved a sufficient amount of money to be able to live comfortably and do the things you want to do. But if you are facing retirement with less money than you would prefer, don’t despair. It’s important to remember that there’s a lot more to enjoying a happy retirement and a happy life than simply saving enough money. True wealth and happiness come from many sources.
The number of senior citizens who are single, isolated, and who lack a support system to help them deal with health issues and day-to-day living activities has been increasing, prompting the geriatric care industry to coin the term “Elder Orphan.”
Many factors contribute to the increase in Elder Orphans. People are living longer. Marriage rates in the U.S. have been declining for several decades. More couples are choosing to remain childless, and those that do have children are having fewer of them. As mobility has increased, more families have become dispersed as children moved away from home to pursue careers or as parents retired to warmer locales.
These changing demographic trends are aligning to create a perfect storm for an increase in senior isolation and a greater need for a network of caregivers that comes from outside the family.
Here are seven steps you can take to ensure that you will be better prepared and receive the assistance you need when your ability to live independently decreases. If you have older family members and friends, you can encourage them to take these steps and offer to assist them if appropriate.
About three years ago, at age 62, I was finishing up my media sales management career and realized it was time to move on. My pension was set so I was lucky that I had flexibility. I knew I no longer wanted a full-time job.
Retire? But to what? I don't play golf, crochet, play bridge or enjoy any of those interests my friends do. I adore my grandson and family, but they are 1,200 miles away so a weekend four or five times a year is the best I can do.
Travel, the outdoors, healthy endeavors and children are my passions. In 2013, I started to work on a plan for the next phase of life. The goal was for it to be meaningful and rewarding.
I surfed the internet looking for travel ideas, cost-effective options and different ways that volunteering would be mutually beneficial with my interests, skills and passions. My good friend bought me a book on volunteer travel. In my free time I read, analyzed and sifted through websites and books, and talked with colleagues and friends.
We all know that we should exercise regularly and eat responsibly in order to stay healthy. The benefits are clear: you will live longer, you will have fewer doctor visits and lower medical bills, and you will be better able to travel and go about your daily routine.
But sadly, according to the President’s Council on Fitness, Sports and Nutrition, only about 30% of adults 65-74 are active.
The problem is that most of us aren’t very good at sticking to things we should do. We are more likely to stay committed to things we want to do. The key to establishing and maintaining a successful exercise regimen is to find the right combination of activities you will enjoy and a reason that is compelling enough to motivate you to stick with it.