The internet is awash with advice from retirement planning experts. Interestingly, many people who write retirement advice haven’t retired yet or are relatively recent retirees (like me). Plus, much of the advice you read comes from financial planners. That’s important, of course, but as you know, there’s more to a happy retirement than simply saving enough money.

Wouldn’t it be great to receive advice from some older, more experienced retirees who have spent many years living through the experience?

Recently, I had the opportunity to query some residents of Wake Robin, a life plan community in Shelburne, VT, through Wake Robin’s publicist, Charlotte Longley Lyman. I asked the residents questions such as “What advice would you offer to someone who is preparing to retire now?” and “What was the number one thing you wish you had done when starting the retirement process?”

Here are eight bits of sage advice compiled from their answers. Most of this advice is not ground-breaking or new – you’ve probably heard most of it before. But it’s good to have this advice validated by people who have been there and done that.

...continue reading "Experienced Retirees Share Valuable Advice for a Better Retirement"

After you retire, your daily life will change in more ways that you probably imagine. There are many changes you won’t realize until you experience them, but forming a clearer picture of your values and how you want to live your life after you retire will help you make better plans and adapt more easily to the changes retirement brings.  It will also give you a clearer picture of what you can look forward to.

The questions that follow will help you sort these things out. If you’re married or partnered, these are good conversations to have together.  You shouldn’t assume that your spouse wants the same things you do.

...continue reading "18 Questions to Ask Yourself and Your Spouse Before You Retire"

Guest post by Riya Sander

One of the best things about retirement is that you finally have all the time you need to vacation. You have no job that makes you cut your vacation short. After you are retired, you can take all the time you want to see the world. You can cross destinations off your bucket list as you see all the wonderful vacation spots the world has to offer. If you are looking for some amazing vacation destinations, here are ten remarkable places to travel during your retirement.

...continue reading "10 Amazing Vacation Spots for Retired People"


During your working years, you may have rarely thought about your retirement. When you did, you probably had only a vague, general notion of what your retirement would be like. For many years your retirement probably seemed so far off that you could easily postpone learning, planning and saving for it. As a result, you may have some misconceptions about what retirement is really like, both financially and in terms of your post-career lifestyle.

Here are eight common retirement myths, followed by the reality that belies each of them.

...continue reading "8 Retirement Myths Debunked"


Don’t just fill your day with activity, fill it with satisfaction.

If you ask many retirees what their life is like, they will probably tell you that they are as busy as ever. Every day is full of errands, shopping, household chores, yard work, TV and movies, club meetings, and all sorts of other things. Their calendars are filled with events, appointments, and get-togethers.

After you retire and you no longer have to go into work every day, it seems like everything else expands, multiplies, and rushes in to consume the time you used to work. You may wonder how you ever had time to work and still get everything else done.

Of course, staying busy certainly beats being bored and having nothing to do.

But after a year or two has passed and you settle into your new normal routine, a sense of discontentment may emerge. It’s subtle at first, lurking just beneath the surface. You will begin to wonder if this is all there is, and if this is what you spent decades of your life working for. You’re busy, and most of it is fun or at least pleasant, but something seems to be missing.

...continue reading "Is Your Retirement Fulfilling – or Just Busy?"


60 can be the new 40 if you remain active, positive, and focused on today.
60 can be the new 40 if you remain active, positive, and focused on today.

While you have some control over the physical aging process with a healthy diet and moderate exercise, the fact that your body ages as you get older is inevitable. However, you have much greater control over your attitude towards aging. Here are ten steps you can take to cultivate a positive, youthful attitude at any age.

...continue reading "10 Ways to Stay Young-at-Heart after You Retire"



Recently I had the pleasure of speaking with Ted Carr, founder of Retirement Journeys. Our conversation was recorded for his podcast series. Many of his previous podcast guests are among the elite of retirement experts and bloggers, so I am honored to be included in their company.

You can listen to the podcast here. We talk about the benefits of envisioning your retirement lifestyle while you're still working, taking an early retirement package, why it's advantageous to have a financial adviser, the challenges faced by LGBT retirees, and much more.

Be sure to check out the rest of Ted's website, There's lots of good information that should be of interest to Retire Fabulously! readers.

© 2016 Dave Hughes. All rights reserved.

Photo credit: Dave Hughes. All rights reserved.



For many retirees, having enough money to enjoy a satisfying retirement is a major concern. Fortunately, enjoying a happy and fulfilling retirement does not necessarily require spending a lot of money. It's true that the best things in life are free; for others, there are discounts.

Here are 26 steps you can take in your day-to-day life to reduce or eliminate expenses that won’t impact your quality of life.

...continue reading "26 Tips for Enjoying Retirement on a Reduced Income"


Five residents on balcony

Many Lesbian, Gay, Bisexual and Transgender (LGBT) elders report serious concerns about aging and retirement, according to the nonprofit group Services & Advocacy for GLBT Elders (SAGE).

For years, LGBT retirees have suffered indignities during their final years. For example, same-sex partners have been denied the opportunity to share the same room, staff members who personally object to homosexuality have treated LGBT elders insensitively, and finances and benefits normally given to heterosexual partners have been withheld from surviving same-sex partners. The loneliness and isolation that can accompany aging is often compounded by discrimination and the fact the LGBT people are less likely to have children and may be ostracized by their families. Many seniors have to go back into the closet when they entered the senior care system.

While the situation has improved in recent years, there is still a great unrealized demand for supportive retirement communities for LGBT people. Here are the LGBT-focused retirement homes and communities that are currently operating in the United States.

...continue reading "21 Retirement Communities for LGBT Seniors"


It’s good to live in the present, but it’s also important to have things to look forward to.
It’s good to live in the present, but it’s also important to have things to look forward to.

If you’re still five, ten, or even twenty years away from retiring, then what you will do after you retire might be the farthest thing from your mind. You’re busy and have your career to focus on. If you still have kids at home, it’s all you can do to keep track of all their activities and needs. Maybe you dread growing older and you would rather not think about being retired until the time comes.

Here are five reasons why you shouldn’t wait until you retire to figure out what you’re going to do with your life after you end your career.

...continue reading "5 Reasons to Plan Retirement Activities Before Leaving Your Job"