New Urbanism: A Charming, Walkable, In-town Option for Retirement Living

If you have read some of my past articles about places to retire or read my book, The Quest for Retirement Utopia, you have probably noticed that I’m not a big fan of 55+ active adult retirement communities. Based on numerous comments, survey responses, and emails I have received, many Retire Fabulously! readers aren’t, either.

That’s not to say that this type of community isn’t a good fit for some people. Obviously, this segment of the real estate development industry would not have grown and proliferated as much as it has over the past 60 years if these communities weren’t appealing to a substantial number of people. If the concept of living in a seniors-only enclave with most of your physical activities and social groups located within its gates appeals to you, and you feel that you would fit in well with the prevailing demographics of the other residents, then this might well be the best solution for you. These communities are often safe, relaxed, and nicely landscaped. In many cases, they are also remote.

Based on my observations of the generational and societal shifts taking place (at least in the United States), a growing percentage of current and future retirees want to stay in the mainstream. Many of us prefer to live among people of all ages and be closer to the wider range of options that medium to large cities have to offer in terms of activities, cultural amenities, restaurants, shopping, education, volunteer opportunities, and proximity to medical services. We want to stay engaged.

According to a 2003 study by the Brookings Institute, 80 percent of retirees still live in suburbs and rural areas. The percentage may have changed since 2003, but it’s probably safe to say that many retirees still live in these areas and depend on cars for many of their daily needs.

Over the past 25 years or so, a new trend has been emerging that provides a lot of benefits and appeal to retirees who are still able to live active and independent lives. It’s called New Urbanism.

New Urbanism is a planning and development approach based on the principles of how cities and towns had been built for the last several centuries: walkable streets, housing and shopping in close proximity, and accessible parks and public spaces. Pedestrian and bike traffic are prioritized, and most day-to-day needs should be accessible within a short walk. Public transit should be easily available to travel beyond that.

In other words, it’s an attempt to develop multi-use communities that have a small-town feel as a sort of cocoon within a larger metro area.

The New Urbanism design is structured to provide radial access to your surroundings with a distinct urban core. Common characteristics of New Urbanism communities are a town center with shops and offices, a variety of dwelling types, playgrounds and parks that are accessible by walking, and narrow tree-lined streets designed to favor pedestrians. Businesses located in the town center are built close to the streets and parking lots are behind the buildings to keep car traffic separated from pedestrian-focused streets.

This community design trend is also referred to as Traditional Neighborhood Design (TND). From what I’ve read, there is significant overlap between the two philosophies. A TND community doesn’t have to be urban, it could be located in a suburban setting.

Celebration, Florida

Among the earliest communities designed and built with these principles in mind is Disney’s Celebration, built near Orlando in 1994. It consists of about 2,500 homes that surround a Town Center – a small, pedestrian-friendly shopping area.

One of the first and most notable communities is Seaside, on the Florida panhandle. It was the setting for the movie The Truman Show. Prices there are very expensive.

The New Urbanism concept is geared for all age groups, but it serves many needs for seniors. Walking every day is one of the easiest and best ways to remain in good shape, both physically and mentally. Frequent contact with neighbors helps eliminate isolation and loneliness.

You have probably noticed that a lot of new development has taken place in urban areas of major cities, reusing and revitalizing areas that had fallen into disuse or decay with new apartments and condos. These new projects may lack some of the characteristics of New Urbanism such as a park or a “town center” design, but they still have benefits to offer.

Many of these new housing structures are designed to appeal to Millennials and Gen Z’ers, but they are also growing in popularity with Baby Boomers. TenantCloud, a property management software service, claims that nearly one-third of all applications for urban apartment rentals are placed by renters over age 60.

In a survey conducted by architecture firm Perkins Eastman in 2019, 26% of client firms that build and redevelop properties for seniors says they believe Baby Boomers will want to live in proximity to an urban location or town center, up from 19% in 2017.

Some New Urbanism developments include a senior housing complex.

Highland Gardens Village, Denver, Colorado

For example, Highland Gardens Village in Denver was built on the grounds of the old Elitch Park amusement park. Cottage Hill Senior Apartments is situated among other apartments and townhomes, single-family homes, businesses, medical and dental offices, and parks with walking trails. Downtown Denver is a short bus ride away.

Simply building a senior housing structure in the middle of a city doesn’t necessarily constitute New Urbanism. These places often lack characteristics such as a small-town, neighborhood feel, pedestrian-focused streets, diverse residents, and green spaces.

Senior-focused retirement communities can be difficult to build within larger cities, due to high cost of land or lack of available space. Once built, they may be unaffordable to all but the most affluent retirees. Some of today’s most walkable big cities, such as San Francisco, New York, and Boston, are also the most expensive.

Making urban communities more age-friendly may require extensive infrastructure improvements, such as wider sidewalks, bike lanes, more public transportation options, and longer pedestrian walk signal times, which cities may not be willing or able to provide. Sometimes zoning laws stand in the way of multi-use developments.

For further reading, visit and

Here are several lists of NU/TND communities. Note that there is no official designation for what qualifies as a New Urbanism community and what does not. Some of these places embody some, but not all, of the principles of New Urbanism or Traditional Neighborhood Design. (includes locations outside the U.S.)

Could you see yourself living in one of these New Urbanism/Traditional Neighborhood Design communities?

Please feel welcome to share your thoughts in the Comments, below.

How to find the best place to retire is covered in greater depth in my book The Quest for Retirement Utopia. This book will suggest new possibilities for where and how you might retire. It will help you clarify what factors are most important to you. It will help you evaluate each place realistically and dissuade you from making a poor choice. And it will provide you with the resources you need to make the most informed choice.
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© 2020 Dave Hughes. All rights reserved.

Photo credits:
Retail shops in downtown Kentlands, Gaithersburg, Maryland: Brett VA. Some rights reserved.
Tree-lined street in downtown Celebration, Florida: Rick Webb. Some rights reserved.
Houses and green space at Highland Gardens Village, Denver, Colorado: Placematters. Some rights reserved.

8 Responses

  1. Kenny Mc says:

    I’m not sure why I took so long to come read this article, but glad I finally got around to it. You introduce me to some of the neatest concepts with your writing Dave. Keep up the work- I really enjoy these articles!

  2. Marilyn says:

    My parents lived in midtown Manhattan until they died (both in their 70s) – they couldn’t IMAGINE living anywhere but their own apartments, and my in-laws lived independently at home, too. Meanwhile I still have fond memories of dorm living at college; rolling out of bed to a hearty breakfast that someone else shopped for, prepared and cleaned up afterwards, while I ran off to class or the practice room, studio or library! So I’m not totally turned off to the idea of “retirement community” – as the primary domestic goddess in our home, I’ve never found housework terrifically fun or rewarding and might welcome turning over those duties to professionals in the future!

    I’ve personally seen some friends and family do VERY well in retirement homes – while others feel “stuck” and become very UNhappy! Retirement is NOT a one-size-fits-all proposition, and even something that worked very well for you at ONE age may not be as good a fit as years pass and circumstances change. During these precipitous times I think we need to remain flexible – most of what we’re doing is making a “best guess” at what will work in the long term! But the idea of New Urbanism is an intriguing one – I hope it catches on and flourishes!

    • Dave Hughes says:

      Hi Marilyn,

      Thanks for your comments, as always. Are you familiar with the Mercado District in Tucson? It’s near Congress Street, just west of I-10. It looks like much of it is still on the drawing board, but if it gets completed as envisioned it looks like it would be a good example of a New Urbanism community.

      Best regards,

  3. Elaine Barritt says:

    I read with interest, your New Urbanism article. Maybe a few years ago I would have enjoyed living in a city in my retirement. But about that time, the city I did live in started a major long-term traffic nightmare of road work. We then moved to a small town that included a 55+ neighborhood that is somewhat integrated into a family/singles/etc. larger neighborhood. The town itself includes a college, theatre and a very cute and active downtown.
    Now, with all the troubles in the cities, I don’t even want to visit, let alone live, in a big city. So, no thanks, until MAYBE when all the unrest and troubles have run their course.
    All that said, however, I fully realize that the 55+ neighborhoods are getting less popular overall, with a few exceptions. I don’t think we’ll want to stay here indefinitely.

    • Dave Hughes says:

      Hi Elaine,

      You make a good point. Sometimes nice, walkable places with a small-town feel are ….. small towns! One of the articles I read while researching this topic featured a retired couple who settled in a neighborhood in West Asheville, NC, that checked most of these boxes. Maybe the “sweet spot” is finding a nice small town that is close enough to a medium or large town that you can easily get there when you need those amenities.


  4. Colleen Hodakowski says:

    I’m glad I finally have a name for the type of retirement location I’ve been looking for. My father lived in one of the biggest senior communities, The Villages in Florida, for many years. I thought it was too remote and it looked too picture perfect and sterile. I would much prefer to be in an engaged community with all ages, but with access to most amenities within walking distance.

    • Dave Hughes says:

      Hi Colleen,

      I’m glad I could help. I hope the lists of places at the end of the article can help you find a place you will enjoy.


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